A young person's guide to avoiding the tricks and traps of our financial system It can be hard to save money and get ahead in today's financial world--especially if you don't start when you're young. In this comprehensive, common sense guide to personal finance, former FDIC chair Sheila Bair gives young readers an insider's view of the fundamentals they'll need to navigate our economy and secure a solid financial future. Exploring everything from savings accounts to student loans to retirement planning, it's packed with advice about what to do--and what not to do--to avoid debt and build wealth.