Ravinder Bhalla, MD is a practicing physician who has spent decades observing the intersection of financial stress and human health. His own investment journey-from long-term positions in companies like Amazon and Google to a humbling foray into options trading during the pandemic-taught him that financial wisdom requires integrating economic understanding, psychological self-awareness, and clarity about what money is ultimately for. Dr. Bhalla synthesizes insights from economics, psychology, and philosophy to address the complete picture of financial life that traditional guides neglect. He lives and practices in the United States.