Pat Brown, MBA, is a wealth advisor, financial literacy advocate, and former Division I football captain dedicated to helping student-athletes succeed beyond sports. With more than two decades of experience in financial planning, investment management, and risk management, Pat works with athletes, families, and professionals to help them build strong financial and business foundations that last long after their playing careers end. As the NIL era reshapes college athletics, Pat has focused much of his work on educating student-athletes about the responsibilities that come with earning income through name, image, and likeness opportunities. He understands firsthand that many athletes are experiencing business ownership, contracts, taxes, and financial decision-making for the first time while still balancing school, competition, and personal development. His goal is to simplify complex topics and give athletes practical tools they can actually use. Pat's background as a former college athlete gives him a unique perspective on the transition from structured athletic environments to independent decision-making. He combines that experience with his professional work as a fiduciary wealth advisor, where he helps clients navigate investments, business planning, taxes, insurance, and long-term wealth strategies. His approach focuses on fundamentals first, helping athletes avoid common mistakes while building habits that support long-term success.

In addition to his advisory work, Pat is the author of multiple financial literacy resources designed specifically for student-athletes and young professionals. His books use the language and mindset of sports to explain real-world financial and business concepts in a way that is relatable, practical, and easy to understand. Through Business Literacy For NIL, Pat continues his mission of helping athletes think beyond short-term opportunities and develop the skills needed to turn NIL income into lasting opportunity. His work emphasizes education, accountability, and ownership, empowering athletes to take control of their financial future and build something meaningful long after the final whistle.