Foreword Preface Midlife: a time for businesses and individuals to prepare for the future 'Times change, and so must I.' Introduction: What Is The Midlife Review? How demographics have changed the working/retirement narrative The legislative background Midlife Reviews: a brief history The Government's perspective PART ONE The Employee Perspective 1 Picture Your Future And Be 'Your Best You' What does getting older mean to you? 2 Manage Your Money, Manage Your Life Why the MLR can be a great wake-up call Your income in retirement 3 Financial Planning Will your income in retirement be enough? 4 Health And Wellbeing Start making the changes Why our mental health is something to think about too Getting into shape 5 Planning The Rest Of Your Career 6 The Workplace Conversation Why today could be the start of the rest of your career What can employees learn from this? In summary: wealth, work and wellbeing PART TWO The Employer Perspective 7 The Benefits Of Implementing A Midlife Review Key benefits of implementing MLRs Retaining older personnel: Renegade Generation perspective The Centre for Ageing Better perspective 8 Flexible Working What do we mean by flexible working? Your statutory obligations Why flexibility should be in every MLR 9 Reward And Benefit Structures Pensions Other benefits 10 Design And Delivery The Legal & General experience The Aviva experience Conclusion: Making The Midlife Review Work For You Resources The Authors Steve Butler Tony Watts OBE.