It's Lucy's sixteenth birthday. A random meeting at the top of a ski run on Christmas Day leads to a fast moving love affair. Her mother finds out that Lucy has spent the last night of the holiday with Peter. She calls Lucy a harlot and says she will never speak to her again. Her father normally takes Lucy's side but he fails to calm down his wife. Lucy runs away from home to Scotland, mainly to save her parent's marriage. She learns to look after sheep, having rescued an elderly shepherd. She is very happy living with him and makes many, new friends.

Her life takes a very rapid movement upwards after she rescues Lord Carmichael, Peter's grandfather from a car accident in a deep, cold, Scottish river. The question is, 'Will this lead her back to Peter'? The first chapter of Lucy was previously published as a short story in Three Lovely Girls.