"I thoroughly enjoyed this book. Having been a published AI researcher in the '90's, a banker in the '00's, and a fintech entrepreneur since then, I've seen this topic evolve and grow through multiple hype cycles. As we enter a new era where AI moves from the background to the forefront of financial services, success depends on understanding technology, data, regulations, and business requirements. Compounding this challenge is that each element is changing at an accelerating rate. Theo does an amazing job of providing the technical history, nuances of data usage, regulatory challenges, and tying it to actual business needs as opposed to hype. The beauty of this book is whether you're a technologist, business leader, regulator, or service provider, you'll learn something new and important." (Sanjib Kalita, Chairman, Fintech Meetup and Founder & CEO, Guppy) "Theo lays out a comprehensive primer examining the rise of artificial intelligence and its ongoing impact on financial services. This is an essential volume to have on your bookshelf as we all prepare for the raft of intended and unintended consequences from this rapidly emerging technology.
" (Elizabeth Lumley, Award-winning Journalist, Podcaster, Keynote Speaker, and Moderator; All-round Fintech Expert; and Ambassador for UK Innovate Finance) "AI isn't just for large companies and tech giants anymore--it's transforming how we work, bank, and live. And in true 'Theo fashion,' this book breaks down complex concepts into real-life insights, making AI as a technology and as a service accessible to everyone." (Elizabeth Osborne, Chief Operations Officer, Great Lakes Credit Union) "To truly harness the power of AI, every corporate executive and every employee must first become an AI risk manager--a critical shift that unlocks scalable, trusted innovation across the enterprise. As AI accelerates at quantum speed, this book delivers a comprehensive and insightful review of the transformative forces reshaping any industry, illuminating both the risks and the vast opportunities ahead." (Paolo Sironi, Global Research Leader, Banking and Financial Markets - IBM Institute for Business Value) "A must-read roadmap for anyone navigating the AI revolution and its impact on finance, offering crucial insights on how we can harness this transformative technology while ensuring no one gets left behind. Theo wonderfully balances the techno-optimism of Silicon Valley with the concerns of a humanist. For leaders, practitioners, and citizens alike, this book illuminates the path toward an AI-powered future that serves humanity rather than divides it." (Jennifer Tescher, Founder & CEO, Financial Health Network).