Most Consumers are confused about what credit scores are being used for a lending decision. With the mass marketing of consumer credit monitoring sites, they only lead people down the wrong path to not knowing exactly what they need to do to improve on their credit scores. Which if you don't know what credit scores are being used, you don't know where to find the proper credit score. In America today good credit is an important aspect of daily life.In this book, Lawrence Martin lays out industry-specific credit scores and how to improve upon your chances of loan approval. Whether you are applying for a credit card, shopping for an auto loan or buying a home this book will give everything you need to know above improving your credit scores. FInd the scores that matter most!.