The CIP companies service the benefits for thousands of clients across the country. While helping employers and fiduciaries choose, design and manage retirement plans we realized that our clients needed a good, easy-to-use retirement guide that simplified the process. Making ₵ent$ of Retirement Plans is that book. Successful retirement plans, especially 401(k)s, are part science and part art. This book is part of the solution. A companion book, entitled Making ₵ent$ of Investing finishes the job. When used together, employers will have all they need to create dramatic improvements to any retirement plan.