It's never too early to learn all about money and how we spend it. In this introduction to the topic of spending, kids will discover: The different ways that we can spend--from coins and banknotes, to paying with a cellphone or shopping online How to make a budget to be sure we can afford all the things we want to buy How banks, debit and credit cards, and cellphone payments work And what grown-ups actually mean when they say they have "bills to pay" When purchases can be made these days with just a couple of online clicks, it can be easy for kids to imagine that money truly does grow on trees. So this book takes an engaging, accessible, and real-life look at the topic of getting and wisely spending money.Kids will love learning how to become smart spenders and will enjoy the book's facts, ideas, activities, and projects that bring this essential topic to life.