Rebecca Perez is a former 10-year EVP of the third largest community bank in California. She's has 15 years in the financial industry. She has a combined experience of 26 years in marketing advertising and public relations. She is Currently the CEO/President of TMD Associates, Inc. A Full Circle Marketing Firm. Robin Grant a 10-year graphic designer and illustrator, holds a Bachelors of Arts in multi media communication and a Masters in Education with an emphasis on instructional design. He is Currently the VP/Creative Director of TMD Associates, Inc. A Full Circle Marketing Firm.

Jim Richardson has over 25 years of experience as a financial planner. He is earned his BA in Business Administration from C.S.U. Fresno. He also completed postgraduate work including the College of Financial Planning, Denver, CO where he earned his certificate as a Certified Financial Planner (CFP).  He also attended The American College, Bryn Mar, PA where he earned his certificate in Advanced Estate Planning (CLU), and Financial Planning (ChFC). He's currently the Managing Director of valley Wealth Associates, A Wealth Management Firm.

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