Preface 1. The Rwandan Context Introduction Country Overview Creating a Climate for Enterprise Development Stimulating SME Sector Development Enterprise Distribution Conclusion 2. The Theoretical Context Introduction The Entrepreneur in Economic Theory The Role of Capital Access in SME Formation Entrepreneurship as a Function of Psychological Makeup Conclusion 3. Interviews with Rwandan Entrepreneurs Introducing the Entrepreneurs Financing the Startup Effectual versus Causal Reasoning Dealing with Risk Social Networks Motives for Starting the Business Conclusion 4. Interviews with Aspiring Entrepreneurs Introducing the Aspiring Entrepreneurs Motives for Starting a Business Effectuation and Causation Financing the Startup Social Networks Dealing with Risk Conclusion 5. Resolving the Rwandan Enterprise Paradox Integrating the Findings The Proto-entrepreneurs The Gamblers The Supply Fallacy Ramifications Validity 6. Conclusions and Key Policy Recommendations Appendices Appendix A: Exchange Rate Modal Values Appendix B: SME Cluster Strategy Appendix C: Interview Guide Sheets Appendix D: Coding Tabulations.