The subject of this book, demonstrated throughout the sample chapters included for your review, is how improved financial literacy adds value to both individuals and entrepreneurial ventures. Specifically, tools, examples, and resources are provided that will benefit the readers of this text, whether or not they are looking improve their personal finances or the finances of a small to medium size business. Financial information and decision making are critically important for individuals, and entrepreneurs seeking to either launch a new enterprise, or improve the financial performance of an existing business. Taking a hands-on approach, complete with examples and unbiased resources (no sales pitches or products, just information), this text addresses the issues facing individuals, businesses, and financial literacy. With concrete examples, references to market news and events, and resources embedded throughout, the subject matter is presented in a conversational and easy to access way. This text is primarily aimed to target millennial readers and early career individuals seeking advice and information to help improve their personal finance life, and help them finance their entrepreneurial ambitions in a cost-efficient manner.