When straight laced earl, Will Sutton, is challenged to turn the obstinate American ward of his friend into a biddable lady suitable for the Marriage Mart, he gladly takes the wager. Then has to decide whether the prize--a prime racing stud horse--is worth changing the impudent beauty's temperament he's come to enjoy. Greatly. One headstrong miss. One stuffy lord. One friendly wager. What could go wrong? Will Sutton, the Earl of Grandleigh, believes he can save the family's impoverished estate by investing in a racehorse, but the price is too steep. His brother-in-law offers him a deal: tutor his American ward in proper English customs, so she'll be marriage material, and Will can have one of his horses.

Maybe Miss Georgia Duvall prefers being a jockey, is obstinate and high spirited, but once she's cleaned up and presentable, he'll have no trouble finding her a quality suitor. She might even be quite pretty beneath the racetrack dust. The last thing Georgia Duvall wants is to be married off to an English peer. But she won't defy her father's wishes, and sets her cap for the oldest lord she can find-a man who'll die quickly and leave her alone to manage her inheritance. The Earl of Grandleigh might think he'll teach her manners and marry her off to someone younger than eighty, but there hasn't been an obstacle yet Georgia can't overcome. Including a stuffy, overbearing English lord.