Milton C. Toby , JD, has enjoyed a lifelong involvement with horses, as an exhibitor of American Saddlebreds; as a competitor in hunter, combined training, and dressage events; as a steward for the American Horse Shows Association; as a director of the Kentucky Horse Council; as a journalist; and as a photographer. He is the author of Dancer's Image: The Forgotten Story of the 1968 Kentucky Derby , Taking Shergar: Thoroughbred Racing's Most Famous Cold Case , and Col. Sager, Practitioner , which recounts the experiences of the late Col. Floyd Sager, one of the country's most prominent equine veterinarians. Karen L. Perch , PhD, JD, has extensive experience as a financial planner and counselor, and in estate planning, estate tax, and probate matters. She has authored numerous publications in those areas, and has appeared frequently as a guest on local television and radio programs.
She also served on a United States Department of Agriculture-sponsored, multistate research project involving farm family finances.