Sales and Market Bullets PRACTICAL STRATEGIES AND EMPOWERING ADVICE: As single living hits record highs in Canada, The Singles Tax offers actionable tips and expert insights to help solo earners build savings, retire confidently, travel wisely, and live comfortably. AN AUTHOR WHO RESONATES: Sylvestre-Williams's articles in MoneySense , about the real cost of being single, inspired a 400+ comment thread on Reddit. Her newsletter, The Budgette , which focuses on solo earners, has 2.3K subscribers. ANSWERS COMMON PERSONAL FINANCE QUESTIONS: Why are taxes more couple-friendly? Are there any advantages to being single and doing your taxes? Why can't people who live together form an economic household, Golden Girls-style, when it comes to finances and taxes? How do you properly vet a financial adviser? An insurance agent? A lawyer? Do you need an estate plan? Can you afford to retire on a single income? And how do you plan for it? TABLE OF CONTENTS: Intro: Hi, I'm Single and I Worry About Money Chapter 1: Building a Team Chapter 2: Housing Chapter 3: Day-to-Day Spending and Saving Chapter 4: Taxes and Spousal Benefits Chapter 5: Entertainment and Traveling Alone Chapter 6: Insurance Chapter 7: Wills and Estate Planning Chapter 8: Retirement Chapter 9: Leaving a Legacy FROM THE AUTHOR: "I'm single. In fact, I've been single for most of my adult life, so I understand the fears that lurk with every glance at your bank account, every 2 a.m. staring-at-the-ceiling thought about retirement, and every deep sigh when your hydro, food, or insurance bill comes in.

I'm not married with kids imagining what it's like being single. I'm right there with you, tapping numbers into a calculator, talking to my financial advisor, and pondering the state of my retirement funds. I'm not alone in wishing there was some kind of guidebook on how to be single without the goal of being partnered." -- Renée Sylvestre-Williams.